Your trust and confidence is our goal!

We aim to provide a banking experience that will make you proud to say that you are a First National Bank customer. We are a true community bank that is as dedicated to our customers as we are the communities they live in. We make it a point to get to know our customers. When you need something done, we're here to make it happen.

If this is the kind of exceptional banking relationship you are looking for, First National Bank is for you. For additional information on any of our products or services, please contact any one of our branches.

Classic Checking

Our fundamental account that covers all of your banking needs.  

• $100 minimum opening deposit
• $400 minimum daily balance to avoid a service charge

Elite Checking

Our Classic Checking Account with some extra benefits for those ages 55 and over.

• $100 minimum opening deposit
• No monthly service charge
• No minimum balance requirement

Student Checking

Our Classic Checking Account with added perks for full-time students under the age of 25.

• $25 minimum opening deposit
• No monthly service charge
• No minimum balance requirement
• First pack of checks is FREE

First Club Checking

If you want to enjoy all of the incentives of an account without worrying about maintaining a minimum balance requirement, our First Club Account is for you!

• $100 minimum opening deposit
• Low, monthly service charge
• Receive up to $10,000 Accidental Death and Dismemberment Insurance¹ policy (Coverage divides equally on joint accounts and reduces by 50% at age 70)
• IDProtect^® Identity Theft Monitoring and Resolution Service²
  • Credit File Monitoring³
  • 3-in-1 Credit Report
  • Identity Theft Expense Reimbursement¹
• Receive special discounts for various other services

¹The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

²Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

³Credit file monitoring may take several days to begin following activation.

*Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of/or guaranteed by the bank or any bank affiliate.

NOW Checking

Are you looking for an account that will earn you money AND help you avoid a monthly service charge?  Do you normally carry a balance of at least $1,500 in your account? Our NOW Account could be what you are looking for.

• $1,500 minimum opening deposit
• No monthly service charge for accounts with balances above $1,500 at all times during the month
• Receive all the benefits of our Classic Account plus earn interest on your funds

Money Market

If you are looking for the ability to earn variable money market interest rates and still withdraw funds without penalties, our Money Market Account is for you.

• $2,500 minimum opening deposit
• No monthly service charge for accounts with balances above $2,500 at all times during the month

Detailed Monthly Maintenance Fees

Classic

• No monthly fee if balance is at least $400 every day
• $5 if balance is at least $300 on every day but less than $400 on any day
• $6 if balance is at least $200 but less than $300 on any day
• $7 if balance is at least $100 on every day but less than $200 on any day
• $8 if balance is less than $100 on any day

First Club

• $7.50/month
• $5.50/month for seniors age 55 and over