FNB wants to keep you connected! Check back to see what we've been working on and new changes coming soon.


Covid-19 Update -

What to Expect with Lobbies Reopening.  - June '20

First National Bank of Raymond plans to open all 5 branch location lobbies to the public starting Monday morning, June 8th. The lobbies will resume normal branch hours and will be fully staffed. Customers are encouraged to continue utilizing our drive-thru, night deposit boxes, online and mobile banking services whenever possible.

First National Bank will be taking many safety precautions to comply with the State of IL Executive Orders for Phase 3.

We ask customers to limit the amount of time they spend in our branch lobby to the minimum. If possible, call ahead and schedule an appointment. This will help curtail time waiting inside the bank. Please maintain the 6-foot social distancing guidance, which is marked on the floor. We have installed shields at our teller windows and have desk top versions on hand, if you need to meet with one of our loan officers or new account representatives. We encourage customers to wear a mask while conducting their business inside the building. Masks and Hand Sanitizer will be readily available for everyone near the entrance.

We appreciate your choice to bank with us always, but especially during this difficult time. Our main goals continue to be keeping our employees and customers safe while serving the financial needs of our communities.

Neil T. Jordan


Join FNB in the Spirit of Giving! - December '19

The First National Bank has committed a total of $2,500 to help bring joy to area families this holiday season by working with local food pantries and ministerial associations. We invite the public to join us in the spirit of giving this holiday season!

  • The Girard Banking Center will match monetary gifts to the Girard Food Pantry/North Mac Ministerial Alliance. FNB commitment is up to $500.
  • The Virden Banking Center will match monetary gifts to the Virden Food Pantry/North Mac Ministerial Alliance. FNB commitment is up to $500.
  • The Morrisonville Banking Center will match monetary gifts to the Morrisonville Food Pantry. FNB commitment is up to $500.
  • The Raymond Banking Center will match monetary gifts to the Panhandle Food Pantry. FNB commitment is up to $500.
  • The Pawnee Banking Center will match monetary gifts to the Pawnee Food Pantry. FNB commitment is up to $500.

If you would like to contribute to this worthwhile cause, please forward your contribution to any First National Bank banking center. We ask that you specify which community that you wish your donation to be credited to. Donations will be accepted through December 31,2019. 


FNB Makes Check Re-Ordering Easy - May '19

FNB has recently partnered with Harland Clarke, a check printing provider, for customer convenience and affordability. Check orders after May 24, 2019 will need to be processed at the branch level. After the first order through Harland Clarke, future reorders may be done in person, over the phone or online at the following website:


First Club Upgrade - March '19

We have great news for First National Bank First Club account holders! First Club has received an upgrade and is delivering brand new protections, new savings and cash rewards for your everyday purchases. For existing customers the transition is seamless, and all account information remains the same - no changes to account numbers, debit cards, direct deposit/withdrawal arrangements, or mobile & online access.

Why the upgrade?

Peace of mind is one of the most important benefits a financial institution can provide. That’s why we’re excited for the enhancements to First Club Checking, which includes IDProtect® identity theft monitoring and resolution service1, cell phone protection2, travel discounts*, PLUS discounts on safe deposit box rental, stop payment orders and much more!

With First Club Checking, it’s easier to protect your finances, save money on everyday purchases and enjoy your life.

See a First National Bank of Raymond Representative for more information and complete terms and conditions.

1Benefits are available to personal checking account owner(s), and their joint account owners. 2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. *Some First Club Checking benefits require registration/activation. Insurance Products are not insured by the FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the Bank or any Bank Affiliate.



Mobile Deposit Capture -  June '18

With FNB's Mobile Deposit Capture, you can deposit checks anytime, anywhere when it's convenient for you! Rushing to the bank to deposit your paycheck is no longer a hassle.

This feature is available to all of our online banking customers and is located on our TouchBanking Mobile App. 

Your deposit will show up in your account detail after it is processed, normally within two business days. 


Equifax Data Breach - September '17

Equifax has set up a dedicated site at for consumers to determine if they have been impacted by the breach. Access this site from a secure computer and under the “Potential Impact” link, you can enter your last name and last 6 digits of your Social Security number to determine if your information was compromised in the Equifax breach.

Consider Enrolling in a credit monitoring service.  Equifax is offering one free year of credit report monitoring through the above website, or there are other providers through TransUnion and Experian or other third parties. 
Check your credit reports annually from Equifax, Experian, and TransUnion - for free - by visiting

Monitor existing credit card and financial institution accounts closely for charges that are not recognized. Notify the financial institution or credit card company immediately of any unauthorized transactions. 

Consider placing a credit freeze on your files through the Equifax, Experian, and TransUnion websites. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won't prevent charges from occurring on existing accounts.  Experian and TransUnion may charge a fee for this service. 

Consider placing a fraud alert on your files through the Equifax, Experian, and TransUnion websites. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name is really you.    


EMV Chip Cards - September '17

First National Bank will soon be offering debit cards with EMV chip technology.  After the launch, you will be receiving your new card during the month that your card is set to expire.  For example, every card that expires in the month of September (regardless of the year) will receive a new EMV card within that month.  Once your new card arrives be sure to activate it by following the instructions provided within the mailing.  Your pin number and card number will remain the same.  Once your new card is activated, your old card will be automatically deactivated. 

Why the change? 
The new EMV cards contain a microprocessor that enhances the security of your debit card.  The chip creates a unique code to complete each transaction, making it more difficult for your card information to be compromised. 

How do I use my new card?
To use your new card at a chip-enabled terminal you will insert the card, face up and chip end first, into the terminal and leave it in the terminal until the transaction is complete and you are instructed to remove the card.  If the merchant does not have chip-enabled terminals, you will swipe your card as you did with your traditional card.

Please call us at (217) 229-3701 or stop by your local branch if you have any additional questions about these changes. 


eStatements - July '17

FNB is now offering eStatements, a fast and secure option for receiving your monthly statements online!  The eStatement option is available through our online banking system.  If you are not a current Online Banking user you will need to enroll on our website’s homepage before you can be setup for eStatements.  Once you have selected eStatements as your statement delivery method you will begin receiving an email each month notifying you that your statement is ready.  You will be able to retrieve up to the last 12 months of statements and check images from the documents tab of your online banking account.  For more information on eStatements and how to get signed up visit


CardValet - January '17

FNB is pleased to introduce CardValet®, a mobile card management application that helps reduce fraud by allowing cardholders to monitor accounts with their smartphone and control how, when, and where their debit card is used.

CardValet was developed in partnership with Fiserv and is available in the Apple® App Store or Google® Play.  Once CardValet is set up, cardholders have the ability to "turn off" their card when not in use, establish transaction spending limits, and decline a transaction when the amount exceeds a predefined threshold.

Real-time smartphone alerts can be customized based on the types of information each cardholder would like to receive.  For example, a cardholder can set up an alert to be notified when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but has been declined based on the parameters established.

CardValet offers cardholders the capability of linking additional accounts to better monitor dependent spending.  For example, by using the GPS system in their smart phone, geographic use restrictions can be established for college students along with restrictions on merchant type and spending limits.

CardValet is also ideal for small businesses.  All transactions can be monitored or controlled for specific merchant categories, such as travel, restaurants, or entertainment, and can be denied or reported for types of merchants deemed not business-related.

CardValet is ideal for users who want to actively manage their cards.  CardValet's inventive approach to card management makes the user experience as easy as possible.  We are excited to offer this tool to our cardholders! Not only is CardValet user-friendly and convenient, but it will aid in our continued efforts to prevent fraud and identity theft for our cardholders.


Information Update Campaign - December '16

We are working on updating all of our customer records.  You may have noticed the blue and orange cards in our lobbies or have been asked by our staff to fill out one of these cards.  As we work towards offering more products and services it is important that we have your current information and a working email address.  If you haven't updated your information feel free to give us a call or fill out a card next time you are at one of our branch locations. 


Facebook Launch - February '16

Are you on Facebook?  So is the First National Bank of Raymond!  Our Facebook page is a great way to stay connected. We post upcoming events, community news, and host contests & giveaways. Like us today to stay up-to-date with what we’re doing and what’s going on in our communities.


Holiday Matching Funds - Annual - December

'Tis the Season of Giving! Join us in our goal to make the holidays joyful for area families. Now through December 31st we have pledged $2,500 to match your donation into our Holiday Matching Funds program. Your donation will be credited to the area group of your choice (Panhandle Food Pantry, Girard Food Pantry, Virden Food Pantry, North Mac Ministerial Alliance, Pawnee Food Pantry, or Pawnee Ministerial Alliance). Your generosity can make a difference in the lives of families in your community. Donations can be made at any FNB branch. 


Out with the old... in with the new! - October 2015

We are proud to announce the launch of our newly redesigned website. On behalf of all of us here at First National Bank, welcome! Our old website served us well, but as technology continues to develop this redesign will allow us to take advantage of the most current tools to make banking easier for you. What are some things to check out?

Get Connected

The new site has a modern layout and design and is optimized to be viewable on multiple devices. So whether you are on a tablet, smartphone, or your computer at home, you will be able to access your account and other banking information.

Jump In!

We encourage you to explore the new site, although much has changed, many of the resources that we have created over the years are still part of the site and we have added several new ones. We hope you enjoy your look around and make your home page!


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