Rates

Rates and Annual Percentage Yields are accurate as of October 20, 2023. All rates are subject to change.

Certificates of Deposit*

APY = Annual Percentage Yield

The APY assumes interest will remain on deposit until maturity

CD will automatically renew at the current bank rate at the time of maturity

*Substantial Penalty for Early Withdrawal

For additional disclosure information, contact FNB at 217-229-3701.

Checking Accounts

**Interest Bearing Checking

APY = Annual Percentage Yield

**These checking accounts are variable rate accounts; the rates and APYs may change after the account is opened. Fees could reduce the earnings on the accounts.

**Ownership restrictions apply to some commercial entities.

For additional disclosure information, contact FNB at 217-229-3701.

Money Market

**Interest Bearing Account

APY = Annual Percentage Yield

**These accounts are variable rate accounts; the rates and APYs may change after the account is opened. Fees could reduce the earnings on the accounts.

For additional disclosure information, contact FNB at 217-229-3701.

Savings Accounts

APY = Annual Percentage Yield

*These savings accounts are variable rate accounts; the rates and APYs may change after the account is opened. Fees could reduce the earnings on these accounts.

For additional disclosure information, contact FNB at 217-229-3701.