RatesRates and Annual Percentage Yields are accurate as of October 20, 2023. All rates are subject to change. Certificates of Deposit*
APY = Annual Percentage Yield The APY assumes interest will remain on deposit until maturity CD will automatically renew at the current bank rate at the time of maturity *Substantial Penalty for Early Withdrawal For additional disclosure information, contact FNB at 217-229-3701. |
Individual Retirement Accounts
APY = Annual Percentage Yield The APY assumes interest will remain on deposit until maturity CD will automatically renew at the current bank rate at the time of maturity *Substantial Penalty for Early Withdrawal For additional disclosure information, contact FNB at 217-229-3701.
APY = Annual Percentage Yield The APY assumes interest will remain on deposit until maturity CD will automatically renew at the current bank rate at the time of maturity *Substantial Penalty for Early Withdrawal May Apply For additional disclosure information, contact FNB at 217-229-3701. |
Checking Accounts
**Interest Bearing Checking APY = Annual Percentage Yield **These checking accounts are variable rate accounts; the rates and APYs may change after the account is opened. Fees could reduce the earnings on the accounts. **Ownership restrictions apply to some commercial entities. For additional disclosure information, contact FNB at 217-229-3701. |
Money Market
**Interest Bearing Account APY = Annual Percentage Yield **These accounts are variable rate accounts; the rates and APYs may change after the account is opened. Fees could reduce the earnings on the accounts. For additional disclosure information, contact FNB at 217-229-3701. |
Savings Accounts
APY = Annual Percentage Yield *These savings accounts are variable rate accounts; the rates and APYs may change after the account is opened. Fees could reduce the earnings on these accounts. For additional disclosure information, contact FNB at 217-229-3701. |