Savings, CDs and IRAs

Savings Accounts

Savings solutions to fit your financial goals: long-term, short-term, and everything in between.

Statement Savings

Great for savers big or small! Let your money work for you by earning interest as you save.

• $50 Minimum Opening Deposit
• $50 minimum average monthly balance to avoid a service charge
• Automatic transfer option available

Christmas Club

Put some jingle in your pocket when you need it most.  Our Christmas Club account can help you save throughout the year for the added expense of the Holidays.

• $2 Minimum Opening Deposit
• Funds dispersed in October
• Automatic transfer option available
• $10 early withdrawal penalty

Certificate of Deposit (CDs)

Choose the term that's right for you. Enjoy a secure, fixed rate investment option with attractive returns

• Minimum opening deposit varies based on term selected
• Refer to Certificate of Deposit Rate Chart for terms available

Additional CD Options

Power CD

Receive all of the benefits of our Certificate of Deposit without losing the “Power” to command your funds.

• $10,000 Minimum Opening Deposit
• Option to raise your interest rate to the current market rate twice after the first 12-month period expires

Sprout CD

Our “Sprout” CD allows you to start saving for a child’s future at a higher rate of interest.

• $25 Minimum Opening Deposit
• Choose an 11, 35, or 59 month term
• Unlimited deposits of $25 or more until age 18 is obtained

Individual Retirement Accounts (IRAs)

It’s never too early to be thinking about retirement.  Whether your goal is higher education for your children or retirement for yourself, we offer a product to help you reach your goals.

Traditional

Our Traditional IRA allows you to defer taxes on your earnings until they are withdrawn. Certain contributions into this account are even tax deductible.

We encourage you to contact your tax advisor to discuss your tax deductibility status when making retirement decisions.

Roth

The major benefit of our Roth IRA is tax-free earnings growth.

If you expect to be in a higher tax bracket when you retire, our Roth IRA may be more beneficial to you. 

We encourage you to contact your tax advisor to discuss your tax deductibility status when making retirement decisions.

IRA Comparison Chart